Online casinos accepting credit cards are ideal for bettors because they are ready to rock and roll. All that’s left for you to do is to pick a suitable option!
Why We Recommend Using an Online Casino Credit Card
Can you use a credit card at a casino? Yes, and that’s the main reason we recommend the payment option. Like debit cards, they are universally accepted throughout the industry thanks to processors such as Visa, MasterCard, and American Express. Also, you can rely on a decent level of security. If there is a problem, your credit card transactions are insured. Plus, you have the freedom to pay later, as credit companies usually give you until the end of the month to settle your tab.
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Are Casino Credit Cards & Prepaid Cards Reliable?
Yes, is the simple answer. Not only are they accepted by the top credit card casinos, and some bad ones too, but they are flexible. The average American has four, meaning you can switch between Visa, MasterCard, and AmEx if one of the major operators isn’t working.
Are They Secure?
Credit card fraud statistics for 2021 don’t make for pleasant reading. Since 2019, credit card fraud rose by 44.7%, which is concerning when you think about online casinos that accept prepaid cards and credit cards. And the figures show no signs of stopping in 2023. However, most companies leverage zero fraud liability policies to protect you, such as refunding any fraudulent purchases. Credit cards use encryption, chip-and-pin technology, and fraud monitoring to help keep your information safe, too.
Disadvantages of Using Casino Credit Cards
Not Totally Secure
The number of credit card fraud cases is staggering. As someone who exposes their details online, you can’t guarantee they will be safe, even if there are ways to claim back your money.
High Fees
Visa and MasterCard are notorious for charging fees on their end. Of course, this is reflected in the price you must pay. Therefore, you can expect to pay an extra 2% to 3% on deposits and withdrawals, depending on your credit card company.
Your Preferred Operator Could Be Unavailable
While Visa and MasterCard are accessible everywhere, the same isn’t true of American Express. AmEx charges higher fees than its peers, which is why lots of businesses don’t take it as a payment method. If you bank with AmEx, this might be an issue.
Best Casinos That Accept Prepaid Visa Cards
| Operator | Promotion |
| Wild Casino | $5,000 welcome bonus (min $20 deposit) |
| Bovada | Up to $3,000 after 1st deposit |
| Golden Nugget | Double 1st deposit up to $1,000 + 200 free spins |
| WynnBet | Deposit match bonus of 100% up to $1,000 |
Casino Credit Cards & Prepaid Cards – Withdrawals & Deposits Info
| How long does it take to make deposits | Instant/Up to two hours |
| How long does it take to make withdrawals | Up to three banking days |
| Maximum deposit amount | Down to operator (usually around $500 per day) |
| Minimum deposit amount | $10 to $20 |
| Maximum withdrawal amount | Depends on the operator (can be up to $50,000) |
| Minimum withdrawal amount | $20 |
How To Deposit Money
Depositing money with credit cards and prepaid cards at online casinos is very easy. Just follow these steps:
- Go to your account and click on Cashier
- Select the payment method from the drop-down menu (credit card or prepaid card)
- If it says Visa or MasterCard, type in your 16-digit number
- Deposit your stake (at least the minimum amount)
- Hit Deposit
How To Withdraw Money
Withdrawing money is just as straightforward. Here’s what you need to do:
- Head to Cashier and select Withdraw
- Choose credit or prepaid card
- Input your details
- Withdraw a minimum of $20 if you’re using a credit card
- Press Withdraw
You might have to verify your details through your banking app or a card reader to prove it’s you.
What Are the Fees & Charges?
An online casino credit card shouldn’t charge you anything to deposit money. It’s your withdrawals where casino credit cards can incur fees, normally of around 2% to 3%. Casinos that accept prepaid Visa cards do so because the charges are low if there are any at all. But the operators might add fees on their end. For example, the PaySafeCard has a top-up fee of 4%, while the American Express Prepaid Card costs $6.95a month. Online casinos that accept prepaid Visa cards are the best in our opinion since Visa rarely includes charges within its service.
Background on Online Casino Credit Cards
| Value of credit card companies | Over $100 billion |
| How long have they been around? | AmEx – 1850/Visa – 1958/ MasterCard – 1966 |
| Most widely accepted | Visa & MasterCard |
| Biggest prepaid card brands | PaySafeCard, Neteller, Skrill, & Play+ |
| Areas served | Worldwide (over 200 countries) |
How Do They Compare to Debit Cards?
There are two major factors to consider. The first is the fees. Visa and MasterCard debit cards aren’t equipped with charges when you deposit or withdraw money at online casinos, whether in New Jersey or Pennsylvania. Credit cards often are, so you can lose out when opting for credit. However, online casino credit cards are safer because they are insured. It’s much harder to recover money from debit cards as a result of fraud. Also, debit transactions are instant, whereas credit payments often wait until the end of the month.
Pros & Cons of Casinos With Credit Cards
| Pros | Cons |
| More payment options | You might be charged |
| Visa & MasterCard are widely accepted | American Express isn’t as accessible |
| Use anti-fraud policies for protection | Can build up debt |
| Quick & easy to use | High-interest rates for missed payments |
Online Casino Credit Card Faqs
Q: Is an Online Casino Real Money Credit Card the Best for Gambling?
A: If it’s accepted and the charges are low, it is just as good, if not better, than a debit card or e-wallet. After all, the process is quick and easy, and you get extra protection.
Q: What Credit & Prepaid Cards Are Usually Accepted?
A: Visa and MasterCard are the main options for credit card payments, whereas American Express and Discover can be hit and miss. As for online casinos that accept prepaid cards, Play+ and PaySafeCard are good choices.
Q: Is There Deposit & Withdrawal Limits?
A: There are, but it depends on the operator. Typically, you must deposit as little as $10 and withdraw at least $20 at casinos that accept prepaid Visa cards.
Q: Can You Combine Them With Other Payment Methods?
A: Credit cards and e-wallets go together seamlessly. Simply sync your credit card to your PayPal account, for instance, and use PayPal to deposit money at online casinos.
Q: How Do You Find the Best Online Casinos Accepting Credit Cards?
A: That’s simple – with our fantastic guide! This article is perfect for learning more about the online casinos in the US that welcome credit card users.
